Last updated: July 2, 2025
In Waterloo, United States, staying informed about the UV Index is crucial for safeguarding your skin's health. Understanding UV levels helps you take proactive measures against sunburn and long-term skin damage, especially during the peak UV hours when the index can soar to 10 from midday to early afternoon. With a climate characteristic of Dfb, which features warm summers and cold winters, residents must be vigilant about sun exposure, as even a few minutes can lead to harmful effects during high UV days. Protect yourself and enjoy the sun responsibly!
As the sun rises, the UV Index begins its gentle climb, starting at a modest 1 at 7:00 AM and 8:00 AM. By 9:00 AM, it nudges up to a 2, signaling the day is warming up. However, the intensity ramps up dramatically around 10:00 AM, peaking at 9 by 12:00 PM. The highest alert comes at 1:00 PM and 2:00 PM with a striking 10, indicating it’s time to seek shade and protect your skin. As the afternoon unfolds, the index recedes slowly, dropping to 5 by 5:00 PM and settling down to a safe 1 by 7:00 PM. Keep in mind, during peak hours, the sun's rays are most potent—stay safe and enjoy the sunshine wisely!
| Time | UVI | Category | Time to Burn |
|---|---|---|---|
| 07:00 | 1 | low | 45 min |
| 08:00 | 1 | low | 45 min |
| 09:00 | 2 | low | 45 min |
| 10:00 | 4 | moderate | 30 min |
| 11:00 | 7 | high | 25 min |
| 12:00 | 9 | very high | 15 min |
| 13:00 | 10 | very high | 15 min |
| 14:00 | 10 | very high | 15 min |
| 15:00 | 9 | very high | 15 min |
| 16:00 | 7 | high | 25 min |
| 17:00 | 5 | moderate | 30 min |
| 18:00 | 3 | moderate | 30 min |
| 19:00 | 1 | low | 45 min |
Throughout the year, the UV Index experiences significant fluctuations, with the highest levels occurring during the summer months. High-risk months for UV exposure include April through September, when the UV Index reaches very high levels of 9 or 10, significantly reducing the safe burn time to just 15 minutes. Visitors and residents are strongly advised to take precautions during these months, including wearing protective clothing, applying broad-spectrum sunscreen, and seeking shade during peak sun hours. Conversely, the winter months of December and January present lower UV risks, with indices of 2 and 3, allowing for safer exposure times of 30 to 45 minutes. Overall, awareness of seasonal changes in UV levels is crucial for protecting skin health throughout the year.
UV Risk Categories
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Chicago UVI | 3 | 4 | 6 | 8 | 9 | 10 | 10 | 9 | 8 | 6 | 4 | 2 |
| Brooklyn UVI | 3 | 5 | 6 | 8 | 10 | 10 | 9 | 9 | 8 | 6 | 4 | 2 |
| New York City UVI | 3 | 5 | 6 | 8 | 10 | 10 | 9 | 9 | 8 | 6 | 4 | 2 |
| Waterloo | 3 | 5 | 6 | 9 | 9 | 10 | 10 | 9 | 8 | 6 | 4 | 2 |
| Los Angeles UVI | 4 | 6 | 8 | 9 | 10 | 11 | 11 | 10 | 10 | 7 | 5 | 4 |
| Houston UVI | 5 | 8 | 9 | 11 | 11 | 12 | 12 | 11 | 10 | 9 | 7 | 5 |